{"id":3429,"date":"2021-01-30T22:14:02","date_gmt":"2021-01-30T20:14:02","guid":{"rendered":"http:\/\/journals.khnu.km.ua\/vestnik\/?p=3429"},"modified":"2021-03-11T09:49:45","modified_gmt":"2021-03-11T07:49:45","slug":"%d0%bc%d0%be%d0%b4%d0%b5%d0%bb%d1%8e%d0%b2%d0%b0%d0%bd%d0%bd%d1%8f-%d0%b5%d1%84%d0%b5%d0%ba%d1%82%d0%b8%d0%b2%d0%bd%d0%be%d1%81%d1%82%d1%96-%d1%84%d1%83%d0%bd%d0%ba%d1%86%d1%96%d0%be%d0%bd%d1%83%d0%b2","status":"publish","type":"post","link":"https:\/\/journals.khnu.km.ua\/vestnik\/?p=3429","title":{"rendered":"\u041c\u043e\u0434\u0435\u043b\u044e\u0432\u0430\u043d\u043d\u044f \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u0456 \u0444\u0443\u043d\u043a\u0446\u0456\u043e\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0431\u0430\u043d\u043a\u0456\u0432 \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0442\u043e\u043a\u0456\u0432"},"content":{"rendered":"

<\/p>\n

\u041c\u041e\u0414\u0415\u041b\u042e\u0412\u0410\u041d\u041d\u042f \u0415\u0424\u0415\u041a\u0422\u0418\u0412\u041d\u041e\u0421\u0422\u0406 \u0424\u0423\u041d\u041a\u0426\u0406\u041e\u041d\u0423\u0412\u0410\u041d\u041d\u042f \u0411\u0410\u041d\u041a\u0406\u0412 \u0417\u0410 \u0414\u041e\u041f\u041e\u041c\u041e\u0413\u041e\u042e \u0424\u0406\u041d\u0410\u041d\u0421\u041e\u0412\u0418\u0425 \u041f\u041e\u0422\u041e\u041a\u0406\u0412<\/p>\n

MODELLING THE EFFICIENCY OF BANKS WITH THE HELP OF FINANCIAL FLOWS<\/p>\n

<\/a> \u0421\u0442\u043e\u0440\u0456\u043d\u043a\u0438: 51-57. \u041d\u043e\u043c\u0435\u0440: \u2116<\/strong>4, \u0422\u043e\u043c 1, 2020 (28<\/strong>4)<\/strong><\/p>\n

\u0410\u0432\u0442\u043e\u0440\u0438:<\/strong>
\n\u0411\u0443\u0440\u0442\u043d\u044f\u043a \u0406. \u0412., \u0411\u043b\u0430\u0433\u0443\u043d \u0406. \u0421.
\n\u0414\u0412\u041d\u0417 \u00ab\u041f\u0440\u0438\u043a\u0430\u0440\u043f\u0430\u0442\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442 \u0456\u043c. \u0412. \u0421\u0442\u0435\u0444\u0430\u043d\u0438\u043a\u0430\u00bb<\/p>\n

Burtnyak I., Blagun I.
\nPrecarpathian V. Stefanyk National University<\/p>\n

DOI<\/strong>:<\/strong>\u00a0https:\/\/www.doi.org\/10.31891\/2307-5740-2020-284-4-9<\/a>
\n\u041d\u0430\u0434\u0456\u0439\u0448\u043b\u0430 \/ Paper received:<\/strong> 29.07.2020
\n\u041d\u0430\u0434\u0440\u0443\u043a\u043e\u0432\u0430\u043d\u0430 \/ Paper Printed :<\/strong> 28.09.2020<\/p>\n

\u0410\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u043c\u043e\u0432\u043e\u044e \u043e\u0440\u0438\u0433\u0456\u043d\u0430\u043b\u0443<\/strong><\/p>\n

\u0423 \u0441\u0442\u0430\u0442\u0442\u0456 \u0440\u043e\u0437\u0440\u043e\u0431\u043b\u0435\u043d\u043e \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u043e-\u043c\u0430\u0442\u0435\u043c\u0430\u0442\u0438\u0447\u043d\u0443 \u043c\u043e\u0434\u0435\u043b\u044c \u0437 \u0434\u0438\u0444\u0443\u0437\u0456\u0454\u044e, \u044f\u043a\u0430 \u0441\u0442\u0435\u043f\u0435\u043d\u0435\u0432\u043e \u0437\u0440\u043e\u0441\u0442\u0430\u0454 \u0434\u043b\u044f \u0437\u043d\u0430\u0445\u043e\u0434\u0436\u0435\u043d\u043d\u044f \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0438\u043c\u0438 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u0430\u043c\u0438 \u0432\u0435\u043b\u0438\u0447\u0438\u043d\u0438 \u0440\u0438\u043d\u043a\u043e\u0432\u043e\u0433\u043e \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044f \u0430\u043a\u0446\u0456\u0439 \u0442\u0430 \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f \u0432\u0435\u043b\u0438\u0447\u0438\u043d\u0438 \u0432\u043d\u0443\u0442\u0440\u0456\u0448\u043d\u044c\u043e\u0457 \u0432\u043e\u043b\u0430\u0442\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443 \u0432 \u0431\u0443\u0434\u044c-\u044f\u043a\u0438\u0439 \u043c\u043e\u043c\u0435\u043d\u0442 \u0447\u0430\u0441\u0443, \u0430 \u0442\u0430\u043a\u043e\u0436 \u0434\u043e\u0441\u043b\u0456\u0434\u0436\u0435\u043d\u043d\u044f \u0434\u0438\u043d\u0430\u043c\u0456\u043a\u0438 \u0440\u0438\u043d\u043a\u0443 \u0456 \u0437\u0434\u0456\u0439\u0441\u043d\u0435\u043d\u043d\u044f \u043c\u043e\u043d\u0456\u0442\u043e\u0440\u0438\u043d\u0433\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0442\u043e\u043a\u0456\u0432, \u0437\u0430 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u043e\u044e \u0440\u043e\u0437\u043a\u043b\u0430\u0434\u0443 \u0437\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u043e\u044e \u0444\u0443\u043d\u043a\u0446\u0456\u0439 \u0411\u0435\u0441\u0441\u0435\u043b\u044f \u043f\u0435\u0440\u0448\u043e\u0433\u043e \u0440\u043e\u0434\u0443 \u0437\u0430 \u0443\u043c\u043e\u0432\u0438, \u044f\u043a\u0430 \u0432\u0440\u0430\u0445\u043e\u0432\u0443\u0454 \u043b\u0456\u043d\u0456\u0439\u043d\u0443 \u043a\u043e\u043c\u0431\u0456\u043d\u0430\u0446\u0456\u044e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043f\u043e\u0442\u043e\u043a\u0443 \u0442\u0430 \u0448\u0432\u0438\u0434\u043a\u043e\u0441\u0442\u0456 \u0439\u043e\u0433\u043e \u0437\u043c\u0456\u043d\u0438 \u0437\u0430 \u0440\u0456\u0437\u043d\u0438\u043c\u0438 \u0447\u0438\u043d\u043d\u0438\u043a\u0430\u043c\u0438. \u041f\u0440\u043e\u0433\u043d\u043e\u0437\u0443\u0432\u0430\u043d\u043d\u044f \u0454 \u043e\u0434\u043d\u0438\u043c\u0438 \u0437 \u043d\u0430\u0439\u0432\u0430\u0436\u043b\u0438\u0432\u0456\u0448\u0438\u0445 \u0440\u043e\u0437\u0434\u0456\u043b\u0456\u0432 \u0430\u043d\u0430\u043b\u0456\u0437\u0443, \u0432 \u0443\u043c\u043e\u0432\u0430\u0445 \u0434\u0438\u043d\u0430\u043c\u0456\u043a\u0438 \u0456 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0446\u0456\u0457, \u0449\u043e \u043f\u043e\u0441\u0438\u043b\u044e\u0454\u0442\u044c\u0441\u044f, \u0432 \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0456\u0439 \u0441\u0444\u0435\u0440\u0456 \u0432 \u043f\u0440\u043e\u0446\u0435\u0441\u0456 \u0432\u0438\u0440\u043e\u0431\u043b\u0435\u043d\u043d\u044f \u0456 \u043f\u0440\u0438\u0439\u043d\u044f\u0442\u0442\u044f \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u0441\u044c\u043a\u0438\u0445 \u0440\u0456\u0448\u0435\u043d\u044c. \u041f\u0440\u0438\u0439\u043d\u044f\u0442\u0442\u044f \u0440\u0456\u0448\u0435\u043d\u044c \u043c\u0430\u0454 \u0431\u0430\u0437\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u043d\u0430 \u0430\u043d\u0430\u043b\u0456\u0437\u0456 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457 \u0456 \u0444\u043e\u0440\u043c\u0443\u043b\u044e\u0432\u0430\u043d\u043d\u0456 \u043f\u0440\u043e\u0431\u043b\u0435\u043c \u0456 \u0446\u0456\u043b\u0435\u0439 \u043f\u043e\u0434\u0430\u043b\u044c\u0448\u043e\u0433\u043e \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443. \u041d\u0435\u043e\u0431\u0445\u0456\u0434\u043d\u043e \u0437\u0430\u0432\u0436\u0434\u0438 \u0432\u0440\u0430\u0445\u0443\u0432\u0430\u0442\u0438, \u0449\u043e \u0431\u0430\u043d\u043a \u2013 \u043d\u0435 \u0437\u0430\u043c\u043a\u043d\u0443\u0442\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u0430, \u0432\u0456\u043d \u0444\u0443\u043d\u043a\u0446\u0456\u043e\u043d\u0443\u0454 \u044f\u043a \u0447\u0430\u0441\u0442\u0438\u043d\u0430 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0433\u043e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u0440\u0438\u043d\u043a\u0443, \u044f\u043a\u0438\u0439 \u0432 \u0434\u0430\u043d\u0438\u0439 \u0447\u0430\u0441 \u0445\u0430\u0440\u0430\u043a\u0442\u0435\u0440\u0438\u0437\u0443\u0454\u0442\u044c\u0441\u044f \u0437\u043d\u0430\u0447\u043d\u043e\u044e \u043d\u0435\u0441\u0442\u0430\u0431\u0456\u043b\u044c\u043d\u0456\u0441\u0442\u044e, \u0437\u0430\u043b\u0435\u0436\u043d\u0456\u0441\u0442\u044e \u0432\u0456\u0434 \u0440\u0456\u0437\u043d\u0438\u0445 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0438\u0445 \u0447\u0438\u043d\u043d\u0438\u043a\u0456\u0432.
\n\u041a\u043b\u044e\u0447\u043e\u0432\u0456 \u0441\u043b\u043e\u0432\u0430:<\/strong> \u0431\u0430\u043d\u043a, \u0434\u0456\u044f\u043b\u044c\u043d\u0456\u0441\u0442\u044c \u0431\u0430\u043d\u043a\u0456\u0432, \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0439 \u0440\u0438\u043d\u043e\u043a, \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0439 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442, \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043f\u043e\u0442\u043e\u043a\u0438, \u043c\u043e\u043d\u0456\u0442\u043e\u0440\u0438\u043d\u0433 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0442\u043e\u043a\u0456\u0432, \u0440\u0438\u043d\u043a\u043e\u0432\u0438\u0439 \u043f\u043e\u0440\u0442\u0444\u0435\u043b\u044c \u0430\u043a\u0446\u0456\u0439.<\/p>\n

\u0420\u043e\u0437\u0448\u0438\u0440\u0435\u043d\u0430 \u0430\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u0430\u043d\u0433\u043b\u0456\u0439\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e<\/strong><\/p>\n

An attempt to make forecasts based on the analysis of indicators will have a chance of success only if the economic and political situation in the country and in the financial sphere remain stable during the analyzed and forecast periods. Unfortunately, Ukrainian banks and financial markets are currently operating in an unstable environment and the construction of even short-term forecasts is becoming more difficult. However, external consumers of the results of financial analysis are unlikely to have to rely on more detailed information, as they have access only to what can be extracted from the standard financial statements of the bank. And such reporting is limited by the existing accounting and usually has a strict frequency. In another position are the internal users of information that make decisions. They have access to information on contracts and prospects for new operations, on the basis of which you can get a detailed forecast for the near future and longer term.
\nThe authors of the article developed an economic-mathematical model with diffusion, which increases gradually for banking institutions to find the size of the market portfolio of shares and determine the magnitude of internal volatility in the market at any time, as well as to study market dynamics and monitor financial flows with the help of Bessel system functions of the first kind under the condition that takes into account the linear combination of financial flow and the rate of its change by various factors. Forecasting is one of the most important sections of the analysis, in the conditions of dynamics and increasing competition in the banking sector in the process of making management decisions. Decision-making should be based on the analysis of the situation and the formulation of problems and goals for further development. It should always be borne in mind that the bank is not a closed system, it functions as part of the Ukrainian financial market, which is currently characterized by significant instability, dependence on various economic factors.
\nKeywords:<\/strong> bank, activity of banks, financial market, financial result, financial flows, monitoring of financial flows, market portfolio of shares.<\/p>\n

References<\/strong><\/p>\n

    \n
  1. Berger A., Moulyneux P., Wilson J. (2015). The Oxford Handbook of Banking. Oxford University Press.<\/li>\n
  2. Burtnyak I.V. Modeliuvannia finansovoi stratehii povedinky kompanii \/ I. V. Burtnyak \/\/ Visnyk Cherkaskoho universytetu. Seriia: Ekonomichni nauky. \u2013 2014. \u2013 Vypusk \u2116 37 (330). \u2013 S. 15\u201321.<\/li>\n
  3. Burtnyak I.V., Malytska A. Evaluating the financial flows of Bessel processes by using spectral analysis. Business Inform, 2017, 7, pp. 120\u2013124.<\/li>\n
  4. Burtnyak I. V. Pro fundamentalnyi rozviazok zadachi Koshi dlia system Kolmohorova druhoho poriadku \/ I. V. Burtnyak, H.P.\u00a0Malytska \/\/ Ukr. mat. zhurn. \u2013 2018. \u2013 \u2116 8. \u2013 S. 1107\u20131117.<\/li>\n
  5. Blagun I.I. Rozrobka mekhanizmu formuvannia stratehii upravlinnia bankivskoiu systemoiu Ukrainy \/ I.I. Blagun, L.I.\u00a0Dmytryshyn\u00a0\/\/ Biznes Inform. \u2013 Kharkiv, 2014. \u2013 \u2116 11. \u2013 S. 238\u2013245.<\/li>\n
  6. Dmytryshyn L.I. Modeliuvannia otsinky ekonomichnoho kapitalu banku yak intehralnoi miry velychyny pryiniatykh operatsiinykh ryzykiv \/ L.I. Dmytryshyn, O.S. Kushnir \/\/ Herald of Khmelnytskyi National University. \u2013 2017. \u2013 \u2116 1. \u2013 S. 39\u201343.<\/li>\n
  7. Dmytryshyn L.I. Formuvannia stratehii upravlinnia bankivskoiu systemoiu Ukrainy \/ L.I. Dmytryshyn, I.I. Blagun. \u2013 Ivano-Frankivsk : Suprun V.P., 2016. \u2013 212 s.<\/li>\n
  8. Kushnir O.S. Realizatsiia matematychnoi modeli vyznachennia rivnia operatsiinoho ryzyku kredytnoi ustanovy \/ O.S. Kushnir \/\/ Biznes Inform. \u2013 Kharkiv, 2016. \u2013 \u2116 10 (465). \u2013 S. 135\u2013143.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/3429"}],"collection":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3429"}],"version-history":[{"count":3,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/3429\/revisions"}],"predecessor-version":[{"id":4308,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/3429\/revisions\/4308"}],"wp:attachment":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}