{"id":4585,"date":"2021-03-12T12:29:29","date_gmt":"2021-03-12T10:29:29","guid":{"rendered":"http:\/\/journals.khnu.km.ua\/vestnik\/?p=4585"},"modified":"2021-03-16T14:30:01","modified_gmt":"2021-03-16T12:30:01","slug":"%d0%bf%d1%80%d0%be%d0%b1%d0%bb%d0%b5%d0%bc%d0%b8-%d1%84%d0%be%d1%80%d0%bc%d1%83%d0%b2%d0%b0%d0%bd%d0%bd%d1%8f-%d1%84%d1%96%d0%bd%d0%b0%d0%bd%d1%81%d0%be%d0%b2%d0%b8%d1%85-%d1%80%d0%b5%d1%81%d1%83","status":"publish","type":"post","link":"https:\/\/journals.khnu.km.ua\/vestnik\/?p=4585","title":{"rendered":"\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432 \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0438 \u0432 \u0443\u043c\u043e\u0432\u0430\u0445 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u043d\u0435\u0441\u0442\u0430\u0431\u0456\u043b\u044c\u043d\u043e\u0441\u0442\u0456"},"content":{"rendered":"<p><!--more--><\/p>\n<p style=\"text-align: center;\">\u041f\u0420\u041e\u0411\u041b\u0415\u041c\u0418 \u0424\u041e\u0420\u041c\u0423\u0412\u0410\u041d\u041d\u042f \u0424\u0406\u041d\u0410\u041d\u0421\u041e\u0412\u0418\u0425 \u0420\u0415\u0421\u0423\u0420\u0421\u0406\u0412 \u0411\u0410\u041d\u041a\u0406\u0412\u0421\u042c\u041a\u041e\u0407\u00a0\u0421\u0418\u0421\u0422\u0415\u041c\u0418 \u0423\u041a\u0420\u0410\u0407\u041d\u0418 \u0412 \u0423\u041c\u041e\u0412\u0410\u0425 \u0424\u0406\u041d\u0410\u041d\u0421\u041e\u0412\u041e\u0407 \u041d\u0415\u0421\u0422\u0410\u0411\u0406\u041b\u042c\u041d\u041e\u0421\u0422\u0406<\/p>\n<p style=\"text-align: center;\">PROBLEMS OF FORMATION OF FINANCIAL RESOURCES OF THE UKRAINIAN BANKING IN CONDITIONS OF FINANCIAL INSTABILITY<\/p>\n<p><strong><a href=\"http:\/\/journals.khnu.km.ua\/vestnik\/wp-content\/uploads\/2021\/03\/3-1.pdf\"> <img loading=\"lazy\" class=\"size-full wp-image-69 alignnone\" src=\"http:\/\/journals.khnu.km.ua\/vestnik\/wp-content\/uploads\/2021\/01\/pdf.png\" alt=\"\" width=\"76\" height=\"32\" \/><\/a> \u0421\u0442\u043e\u0440\u0456\u043d\u043a\u0438: 7-16. \u041d\u043e\u043c\u0435\u0440: \u2116<\/strong><strong>6, 2020 (28<\/strong><strong>8)<\/strong><\/p>\n<p><strong>\u0410\u0432\u0442\u043e\u0440\u0438:<\/strong><br \/>\n\u041b\u0410\u0420\u0406\u041e\u041d\u041e\u0412\u0410 \u041a. \u041b., \u041a\u0410\u041f\u0406\u041d\u041e\u0421 \u0413. \u0406., \u0411\u0410\u041b\u0410\u041a\u0422\u0406\u041e\u041d\u041e\u0412\u0410 \u0414. \u041e.<br \/>\n\u0425\u043c\u0435\u043b\u044c\u043d\u0438\u0446\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442<\/p>\n<p>LARIONOVA K., KAPINOS H., BALAKTIONOVA D.<br \/>\nKhmelnytskyi National University<\/p>\n<p><strong>DOI:<\/strong>\u00a0<a href=\"https:\/\/www.doi.org\/10.31891\/2307-5740-2020-288-6-1\">https:\/\/www.doi.org\/10.31891\/2307-5740-2020-288-6-1<\/a><br \/>\n<strong>\u041d\u0430\u0434\u0456\u0439\u0448\u043b\u0430 \/ Paper received :<\/strong> 17.10.2020<br \/>\n<strong>\u041d\u0430\u0434\u0440\u0443\u043a\u043e\u0432\u0430\u043d\u0430 \/ Paper Printed :<\/strong> 04.01.2021<\/p>\n<p style=\"text-align: center;\"><strong>\u0410\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u043c\u043e\u0432\u043e\u044e \u043e\u0440\u0438\u0433\u0456\u043d\u0430\u043b\u0443<\/strong><\/p>\n<p>\u0414\u043e\u0441\u043b\u0456\u0434\u0436\u0435\u043d\u043e \u0441\u0443\u0447\u0430\u0441\u043d\u0438\u0439 \u0441\u0442\u0430\u043d \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0437 \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f\u043c \u0437\u0430\u0433\u0430\u043b\u044c\u043d\u0438\u0445 \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0456\u0439, \u043d\u0430\u043f\u0440\u044f\u043c\u043a\u0456\u0432 \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u043d\u043d\u044f \u0442\u0430 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u0440\u0435\u0441\u0443\u0440\u0441\u0456\u0432 \u0437 \u0437\u0430\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f\u043c \u043f\u0440\u043e\u0431\u043b\u0435\u043c \u0456 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443.<br \/>\n<strong>\u041a\u043b\u044e\u0447\u043e\u0432\u0456 \u0441\u043b\u043e\u0432\u0430:<\/strong> \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u0440\u0435\u0441\u0443\u0440\u0441\u0438 \u0431\u0430\u043d\u043a\u0443, \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0456 \u0440\u0435\u0441\u0443\u0440\u0441\u0438, \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0430 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u0430, \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u0430.<\/p>\n<p style=\"text-align: center;\"><strong>\u0420\u043e\u0437\u0448\u0438\u0440\u0435\u043d\u0430 \u0430\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u0430\u043d\u0433\u043b\u0456\u0439\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e<\/strong><\/p>\n<p>The aim of the study is to highlight theoretical approaches to the essence of financial resources of banking institutions, disclosure of their role and significance, analysis and evaluation of current trends and features of the formation of financial resources of the banking system of Ukraine.<br \/>\nThe article examines the concept of financial resources of the banking system of Ukraine, their importance and features of the formation of financial instability in modern conditions, their role in managing the resources of banks.<br \/>\nIt is shown that financial resources play a decisive role in the activities of banking institutions, because the success of banking activities and the development of the banking system of Ukraine as a whole depend on their condition. The difference between the concepts of \u201cbank resources\u201d, \u201cfinancial resources of the bank\u201d and \u201cresource base of the bank\u201d is studied and the own definition of \u201cfinancial resources of the bank\u201d is given both at the micro and macro level.<br \/>\nThe dynamics of financial resources of Ukrainian banks in 2016-2019 and their individual components are analyzed in detail. Much attention is paid to the analysis of the dynamics of the structure of liabilities of banking institutions of Ukraine, as well as indicators of the level of capitalization of domestic banks. The peculiarities of using the financial resources of the banking system of Ukraine are singled out, in particular the problems of resuming lending by banking institutions to the real sector of the economy, increasing the duration of long-term loans, investing in government securities (IGLBs and NBU certificates of deposit), insufficient capitalization of the banking system.<br \/>\nThe main directions of improving the formation of financial resources of Ukrainian banks are proposed.<br \/>\n<strong>Keywords:<\/strong> financial resources of the bank, banking resources, banking institution, banking system.<\/p>\n<p style=\"text-align: center;\"><strong><em>\u00a0<\/em>References<\/strong><\/p>\n<ol>\n<li>Ekonomika pidpryjemstva : pidruchnyk \/ J. M. Petrovych, A. F. Kit, Gh. M. Zakharchyn ta in.; za zagh. red. J. M. Petrovycha. \u2013 2\u00adghe vyd., vypr. \u2013 L. : Maghnolija, 2007. \u2013 580 s.<\/li>\n<li>Dombrovsjka L. V. Suchasni tendenciji v upravlinni resursamy komercijnykh bankiv Ukrajiny \/ L. V. Dombrovsjka, V.\u00a0K.\u00a0Potryvajeva \/\/ Investyciji: praktyka ta dosvid. \u2013 2018. \u2013 #21. \u2013 S. 39\u201344.<\/li>\n<li>Volokhata K. O. Sutnistj i znachennja resursnoji bazy bankiv \/ K. O. Volokhata \/\/ Visnyk Universytetu bankivsjkoji spravy Nacionaljnogho banku Ukrajiny. \u2013 2011. \u2013 #1. \u2013 S. 147-154.<\/li>\n<li>Lavrushyn O. I. Formuvannja finansovykh resursiv komercijnykh bankiv \/ O. I. Lavrushyn, S. L. Kovalj \/\/ Finansy Ukrajiny. \u2013 2011. \u2013 #7. \u2013 S. 110-115.<\/li>\n<li>Savluk M. I. Ghroshi ta kredyt: pidruchnyk \/ M. I. Savluk, A. M. Moroz, M. F. Pukhovkina ta in.; za zagh. red. M. I. Savluka. \u2013 K.: KNEU, 2006. \u2013 744 s.<\/li>\n<li>Vasjurenko L. F. Resursy komercijnogho banku: teoretychnyj ta prykladnyj analiz: monoghrafija \/ L. F. Vasjurenko, I. M. Fedosik \u2013 Kharkiv: PP Jakovljeva, 2003. \u2013 88 s.<\/li>\n<li>Azarenkova Gh. M. Finansovi resursy ta finansovi potoky (teoretychnyi analiz): Monoghrafija \u2013 Kharkiv: PP Jakovljeva, 2003. \u2013 103 s.<\/li>\n<li>Aleksejenko M. D. Kapital banku: pytannja teoriji i praktyky : monoghrafija \/ M. D. Aleksejenko. \u2013 K.: KNEU, 2012. \u2013 276 s.<\/li>\n<li>Kutidze L. S. Struktura zaluchenykh finansovykh resursiv komercijnym bankom \/ L. S. Kutidze, O. A. Ghrynjko \/\/ Ekonomichnyi prostir.\u00a0 \u2013 2009. \u2013 #23\/2. \u2013 S.131-139.<\/li>\n<li>Zemljachov S. V. Sutnistj, dzherela formuvannja ta znachennja resursnoji bazy komercijnykh bankiv [Elektronnyi resurs] \/ S.\u00a0V.\u00a0Zemljachov \/\/ \u2013 Rezhym dostupu: http:\/\/fbi.cfuv.ru\/wp-content\/uploads\/2017\/09\/012zemlyach.pdf<\/li>\n<li>Richnyj zvit Nacionaljnogho banku Ukrajiny za 2019 rik [Elektronnyi resurs]. \u2013 Rezhym dostupu: https:\/\/bank.gov.ua\/admin_uploads\/article\/annual_report_2019.pdf?v=4<\/li>\n<li>Osnovni pryncypy efektyvnogho bankivsjkogho naghljadu (Osnovni Bazeljsjki pryncypy) [Elektronnyi resurs]. \u2013 Rezhym dostupu: https:\/\/bank.gov.ua\/admin_uploads\/article\/Basel_Core_principles_2012.pdf?v=4<\/li>\n<li>Bazelj III jak bankivsjka karta jevrointeghraciji [Elektronnyi resurs]. \u2013 Rezhym dostupu: http:\/\/www.eurointegration.com.ua\/experts\/2014\/07\/8\/7024038<\/li>\n<li>Kompleksna proghrama rozvytku finansovogho sektoru Ukrajiny do 2020 roku [Elektronnyj resurs]. \u2013 S. 7, 13. \u2013 Rezhym dostupu: <a href=\"https:\/\/bank.gov.ua\/admin_uploads\/article\/CP_finsektor_2020_2015-06-18.pdf?v=4\">https:\/\/bank.gov.ua\/admin_uploads\/article\/CP_finsektor_2020_2015-06-18.pdf?v=4<\/a><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[12],"tags":[],"_links":{"self":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/4585"}],"collection":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4585"}],"version-history":[{"count":3,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/4585\/revisions"}],"predecessor-version":[{"id":4914,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/4585\/revisions\/4914"}],"wp:attachment":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}