{"id":6673,"date":"2021-04-11T10:52:32","date_gmt":"2021-04-11T07:52:32","guid":{"rendered":"http:\/\/journals.khnu.km.ua\/vestnik\/?p=6673"},"modified":"2021-08-03T12:17:02","modified_gmt":"2021-08-03T09:17:02","slug":"%d0%be%d0%b1%d0%bb%d1%96%d0%ba-%d1%82%d0%b0-%d0%b0%d0%bd%d0%b0%d0%bb%d1%96%d0%b7-%d0%b3%d1%80%d0%be%d1%88%d0%be%d0%b2%d0%b8%d1%85-%d0%ba%d0%be%d1%88%d1%82%d1%96%d0%b2-%d0%b2-%d0%b1%d0%b0%d0%bd%d0%ba","status":"publish","type":"post","link":"https:\/\/journals.khnu.km.ua\/vestnik\/?p=6673","title":{"rendered":"\u041e\u0431\u043b\u0456\u043a \u0442\u0430 \u0430\u043d\u0430\u043b\u0456\u0437 \u0433\u0440\u043e\u0448\u043e\u0432\u0438\u0445 \u043a\u043e\u0448\u0442\u0456\u0432 \u0432 \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0456\u0439 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u0456"},"content":{"rendered":"

<\/p>\n

\u041e\u0411\u041b\u0406\u041a \u0422\u0410 \u0410\u041d\u0410\u041b\u0406\u0417 \u0413\u0420\u041e\u0428\u041e\u0412\u0418\u0425 \u041a\u041e\u0428\u0422\u0406\u0412 \u0412 \u0411\u0410\u041d\u041a\u0406\u0412\u0421\u042c\u041a\u0406\u0419 \u0423\u0421\u0422\u0410\u041d\u041e\u0412\u0406<\/p>\n

CASH MANAGEMENT AND ANALYSIS IN THE BANKING SYSTEM<\/p>\n

\"\"<\/a> \u0421\u0442\u043e\u0440\u0456\u043d\u043a\u0438: 260-264. \u041d\u043e\u043c\u0435\u0440: \u2116<\/strong>1, 202<\/strong>1 (2<\/strong>90)<\/strong><\/p>\n

\u0410\u0432\u0442\u043e\u0440\u0438:<\/strong>
\n\u041a\u0430\u0440\u043f\u043e\u0432\u0430 \u0410. \u0412., \u0411\u0454\u043b\u043e\u0437\u0435\u0440\u0446\u0435\u0432 \u0412. \u0421., \u0425\u0430\u0440\u0430\u043a\u043e\u0437 \u041b. \u0412.
\n\u0414\u043d\u0456\u043f\u0440\u043e\u043f\u0435\u0442\u0440\u043e\u0432\u0441\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442 \u0456\u043c. \u041e\u043b\u0435\u0441\u044f \u0413\u043e\u043d\u0447\u0430\u0440\u0430<\/p>\n

Anastasia Karpova, Belozertsev V., Kharakoz L.
\nOles Honchar Dnipropetrovsk National University<\/p>\n

DOI<\/strong>:<\/strong>\u00a0https:\/\/www.doi.org\/10.31891\/2307-5740-2021-290-1-45<\/a>
\n\u041d\u0430\u0434\u0456\u0439\u0448\u043b\u0430 \/ Paper received :<\/strong> 16.01.2021
\n\u041d\u0430\u0434\u0440\u0443\u043a\u043e\u0432\u0430\u043d\u0430 \/ Paper Printed :<\/strong> 05.03.2021<\/p>\n

\u0410\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u043c\u043e\u0432\u043e\u044e \u043e\u0440\u0438\u0433\u0456\u043d\u0430\u043b\u0443<\/strong><\/p>\n

\u0423 \u0441\u0442\u0430\u0442\u0442\u0456 \u0440\u043e\u0437\u0433\u043b\u044f\u043d\u0443\u0442\u043e \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f \u0433\u0440\u043e\u0448\u043e\u0432\u0438\u0445 \u043a\u043e\u0448\u0442\u0456\u0432 \u0456 \u0457\u0445 \u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f \u0432 \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0456\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0456, \u0430 \u0442\u0430\u043a\u043e\u0436 \u0430\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0456\u0441\u0442\u044c \u0431\u0435\u0437\u0433\u043e\u0442\u0456\u0432\u043a\u043e\u0432\u0438\u0445 \u0440\u0430\u0445\u0443\u043d\u043a\u0456\u0432, \u0449\u043e \u0437\u0434\u0456\u0439\u0441\u043d\u044e\u044e\u0442\u044c\u0441\u044f \u0441\u0443\u0431\u2019\u0454\u043a\u0442\u0430\u043c\u0438 \u0433\u043e\u0441\u043f\u043e\u0434\u0430\u0440\u044e\u0432\u0430\u043d\u043d\u044f. \u041d\u0430\u0432\u0435\u0434\u0435\u043d\u043e \u043f\u0435\u0440\u0435\u043b\u0456\u043a \u0434\u043e\u0441\u0438\u0442\u044c \u0437\u043d\u0430\u0447\u043d\u0438\u0445 \u0437\u0430\u0432\u0434\u0430\u043d\u044c \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u043a\u0438 \u0433\u0440\u043e\u0448\u043e\u0432\u0438\u0445 \u043a\u043e\u0448\u0442\u0456\u0432 \u043d\u0430 \u0440\u0430\u0445\u0443\u043d\u043a\u0430\u0445 \u0432 \u0431\u0430\u043d\u043a\u0443. \u0420\u043e\u0437\u0433\u043b\u044f\u043d\u0443\u0442\u043e \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430\u0442\u0438\u0447\u043d\u0456 \u0430\u0441\u043f\u0435\u043a\u0442\u0438 \u043e\u0431\u043b\u0456\u043a\u0443 \u0440\u0443\u0445\u0443 \u0433\u0440\u043e\u0448\u043e\u0432\u0438\u0445 \u043a\u043e\u0448\u0442\u0456\u0432 \u043d\u0430 \u0440\u0430\u0445\u0443\u043d\u043a\u0430\u0445 \u0432 \u0431\u0430\u043d\u043a\u0443 \u0456 \u0442\u0430\u043a\u043e\u0436 \u0431\u0435\u0437\u0433\u043e\u0442\u0456\u0432\u043a\u043e\u0432\u0438\u0445 \u0440\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043a\u0456\u0432 \u0437 \u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442\u0430\u043c\u0438. \u041f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u043e \u0440\u043e\u0437\u0433\u043b\u044f\u0434 \u043e\u0441\u043d\u043e\u0432\u043d\u0438\u0445 \u043f\u0440\u043e\u0431\u043b\u0435\u043c \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0441\u0430\u043c\u0435 \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u043d\u0430 \u0446\u0435\u0439 \u0447\u0430\u0441 \u0442\u0430 \u043c\u043e\u0436\u043b\u0438\u0432\u0456 \u0448\u043b\u044f\u0445\u0438 \u0457\u0445 \u0432\u0438\u0440\u0456\u0448\u0435\u043d\u043d\u044f \u0434\u043b\u044f \u043f\u0456\u0434\u0432\u0438\u0449\u0435\u043d\u043d\u044f \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u0456 \u0442\u0430 \u0441\u0442\u0430\u0431\u0456\u043b\u044c\u043d\u043e\u0441\u0442\u0456, \u043d\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0443. \u0417\u0434\u0456\u0439\u0441\u043d\u0435\u043d\u043e \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043d\u044f \u0441\u0442\u0430\u0432\u043e\u043a \u043f\u0440\u043e\u0432\u0456\u0434\u043d\u0438\u0445 \u043a\u0440\u0430\u0457\u043d \u0437 \u0423\u043a\u0440\u0430\u0457\u043d\u043e\u044e \u0442\u0430 \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043e \u0457\u0445 \u0432\u043f\u043b\u0438\u0432 \u043d\u0430 \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0443 \u0441\u0438\u0441\u0442\u0435\u043c\u0443.
\n\u041a\u043b\u044e\u0447\u043e\u0432\u0456 \u0441\u043b\u043e\u0432\u0430:<\/strong> \u0433\u0440\u043e\u0448\u043e\u0432\u0456 \u043a\u043e\u0448\u0442\u0438, \u0431\u0430\u043d\u043a, \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u0430, \u0440\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043a\u0438, \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u0423\u043a\u0440\u0430\u0457\u043d\u0438.<\/p>\n

\u0420\u043e\u0437\u0448\u0438\u0440\u0435\u043d\u0430 \u0430\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u0430\u043d\u0433\u043b\u0456\u0439\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e<\/strong><\/p>\n

In the economy, there are always agreements on the storage of funds or their redistribution between enterprises and financial institutions. All settlements between enterprises are also conducted with the help of cash. With their help their transformation of a monetary form into production stocks, reception of monetary gain and definition of net income in it comes to the end. Therefore, cash settlements are the most important factor in ensuring the circulation of funds, and their timely completion is a necessary condition for the production process.
\nMost payments between companies are made non-cash, ie by transferring funds from the payer’s account to the counterparty’s account through a system of correspondent accounts between different banks, which can confirm the almost constant relevance of the topic, said that non-cash payments in the current conditions by promissory notes and checks.
\nThe articles consider the definition of money prices and their importance in the banking system, as well as the relevance of independent accounts carried out by business entities. The list of available significant tasks of checking cash accounts on bank accounts is given. Problematic aspects of accounting for the movement of monetary services on bank accounts, as well as negative settlements with counterparties are considered. The main problems of development of the banking system of Ukraine at the moment and possible ways to solve them to increase efficiency and stability in the future are considered. The rates of the leading countries with Ukraine were compared and their influence on the banking system was determined.
\nKey words:<\/strong> cash, bank, banking system, settlements, National Bank of Ukraine.<\/p>\n

References<\/strong><\/p>\n

    \n
  1. Shchetynin A.I. Hroshi ta kredyt : [pidruchnyk] \/ A.I. Shchetynin. \u2013 K. : Tsentr uchbovoi literatury, 2008. \u2013 432 s.<\/li>\n
  2. Hroshi ta kredyt : [navch. posibnyk] \/ [I.B. Alekseev, M.K. Kolisnyk, O.I. Vivchar, P.H. Ilchuk, I.Iu. Kondrat]. \u2013 Lviv : Vydavnytstvo Natsionalnoho universytetu \u00abLvivska politekhnika\u00bb, 2004. \u2013 168 s.<\/li>\n
  3. Kovalenko D.I. Finansy, hroshi ta kredyt: teoriia ta praktyka : [navch. posib.] \/ D.I. Kovalenko, V.V. Venher. \u2013 K. : Tsentr uchbovoi literatury, 2013. \u2013 578 s.<\/li>\n
  4. Pro zatverdzhennia Natsionalnoho polozhennia (standartu) bukhhalterskoho obliku 1 \u00abZahalni vymohy do finansovoi zvitnosti\u00bb vid 07.02.2013 (Redaktsiia vid 23.07.2019) \u2116 73 [Elektronnyi resurs]. \u2013 Rezhym dostupu : https:\/\/zakon.rada.gov.ua\/laws\/show\/z0336-13#Text.<\/li>\n
  5. Pro zatverdzhennia Instruktsii pro bezghotivkovi rozrakhunky v Ukraini v natsionalnii valiuti vid 21.01.2004 (Redaktsiia vid 31.01.2021) \u2116 22 [Elektronnyi resurs]. \u2013 Rezhym dostupu : https:\/\/zakon.rada.gov.ua\/laws\/show\/z0377-04#Text.<\/li>\n
  6. Hetmantsev D.O. Bankivske pravo Ukrainy : [navch. posib.] \/ D.O. Hetmantsev, N.H. Shuklina. \u2013 K. : Tsentr uchbovoi literatury, 2007. \u2013 344 s.<\/li>\n
  7. Pro zatverdzhennia normatyvno-pravovykh aktiv Natsionalnoho banku Ukrainy z bukhhalterskoho obliku vid 11.09.2017 (Redaktsiia vid 05.10.2020) \u2116 89 [Elektronnyi resurs]. \u2013 Rezhym dostupu : https:\/\/zakon.rada.gov.ua\/laws\/show\/v0089500-17#Text.<\/li>\n
  8. Pro zdiisnennia operatsii z vykorystanniam elektronnykh platizhnykh zasobiv vid 05.11.2014 (Redaktsiia vid 10.12.2019) \u2116 705 [Elektronnyi resurs]. \u2013 Rezhym dostupu : https:\/\/zakon.rada.gov.ua\/laws\/show\/v0705500-14#Text.<\/li>\n
  9. Kolychestvo bankov v Ukrayne (2008-2021) ot 24.03.2021 [Elektronnyi resurs]. \u2013 Rezhym dostupu : https:\/\/index.minfin.com.ua\/banks\/stat\/count\/.<\/li>\n
  10. Reitynh stran po protsentnoi stavke [Elektronnyi resurs]. \u2013 Rezhym dostupu : https:\/\/take-profit.org\/statistics\/interest-rate\/.<\/li>\n
  11. Oblikova stavka Natsionalnoho banku [Elektronnyi resurs]. \u2013 Rezhym dostupu : https:\/\/bank.gov.ua\/ua\/monetary\/stages\/archive-rish.<\/li>\n
  12. Bielozertsev V.S. Tendentsii rozvytku informatsiinykh system ta tekhnolohii v obliku v umovakh hlobalizatsii \/ V.S. Bielozertsev, O.K. Yelisieieva \/\/ Tekhnolohichnyi audyt ta rezervy vyrobnytstva. \u2013 2015. \u2013 \u2116 3\/5(23). \u2013 S. 79\u201385.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[40],"tags":[],"_links":{"self":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/6673"}],"collection":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6673"}],"version-history":[{"count":4,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/6673\/revisions"}],"predecessor-version":[{"id":6920,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/6673\/revisions\/6920"}],"wp:attachment":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}