{"id":831,"date":"2021-01-15T17:38:11","date_gmt":"2021-01-15T15:38:11","guid":{"rendered":"http:\/\/journals.khnu.km.ua\/vestnik\/?p=831"},"modified":"2021-03-03T14:52:31","modified_gmt":"2021-03-03T12:52:31","slug":"%d0%ba%d0%be%d0%bd%d1%86%d0%b5%d0%bf%d1%82%d1%83%d0%b0%d0%bb%d1%8c%d0%bd%d1%96-%d0%b7%d0%b0%d1%81%d0%b0%d0%b4%d0%b8-%d1%84%d1%96%d0%bd%d0%b0%d0%bd%d1%81%d0%be%d0%b2%d0%be%d0%b3%d0%be-%d1%83%d0%bf","status":"publish","type":"post","link":"https:\/\/journals.khnu.km.ua\/vestnik\/?p=831","title":{"rendered":"\u041a\u043e\u043d\u0446\u0435\u043f\u0442\u0443\u0430\u043b\u044c\u043d\u0456 \u0437\u0430\u0441\u0430\u0434\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u044e \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0454\u044e \u0432 \u0441\u0443\u0447\u0430\u0441\u043d\u043e\u043c\u0443 \u0431\u0456\u0437\u043d\u0435\u0441-\u0441\u0435\u0440\u0435\u0434\u043e\u0432\u0438\u0449\u0456"},"content":{"rendered":"<p><!--more--><\/p>\n<p style=\"text-align: center;\">\u041a\u041e\u041d\u0426\u0415\u041f\u0422\u0423\u0410\u041b\u042c\u041d\u0406 \u0417\u0410\u0421\u0410\u0414\u0418 \u0424\u0406\u041d\u0410\u041d\u0421\u041e\u0412\u041e\u0413\u041e \u0423\u041f\u0420\u0410\u0412\u041b\u0406\u041d\u041d\u042f\u00a0\u0421\u0422\u0420\u0410\u0425\u041e\u0412\u041e\u042e \u041a\u041e\u041c\u041f\u0410\u041d\u0406\u0404\u042e \u0412 \u0421\u0423\u0427\u0410\u0421\u041d\u041e\u041c\u0423 \u0411\u0406\u0417\u041d\u0415\u0421-\u0421\u0415\u0420\u0415\u0414\u041e\u0412\u0418\u0429\u0406<\/p>\n<p style=\"text-align: center;\">CONCEPTUAL FUNDAMENTALS OF FINANCIAL MANAGEMENT OF AN INSURANCE COMPANY IN THE MODERN BUSINESS ENVIRONMENT<\/p>\n<p><strong><a href=\"http:\/\/journals.khnu.km.ua\/vestnik\/wp-content\/uploads\/2021\/01\/25-1.pdf\"><img src=\"http:\/\/journals.khnu.km.ua\/vestnik\/wp-content\/uploads\/2021\/01\/pdf.png\" \/><\/a> \u0421\u0442\u043e\u0440\u0456\u043d\u043a\u0438: 125-129. \u041d\u043e\u043c\u0435\u0440: \u21162, 2020 (280)<\/strong><\/p>\n<p><strong>\u0410\u0432\u0442\u043e\u0440\u0438:<\/strong><br \/>\n\u041f\u0420\u0418\u0421\u0422\u0423\u041f\u0410 \u041b. \u0410., \u0412\u041e\u0417\u041e\u0412\u0418\u041a \u0406. \u0410.<br \/>\n\u0425\u043c\u0435\u043b\u044c\u043d\u0438\u0446\u044c\u043a\u0438\u0439 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442<\/p>\n<p>PRYSTUPA L., VOZOVYK I.<br \/>\nKhmelnytskyi National University<\/p>\n<p><strong>DOI<\/strong><strong>:<\/strong>\u00a0<a href=\"https:\/\/www.doi.org\/10.31891\/2307-5740-2020-280-2-23\">https:\/\/www.doi.org\/10.31891\/2307-5740-2020-280-2-23<\/a><br \/>\n<strong>\u041d\u0430\u0434\u0456\u0439\u0448\u043b\u0430 \/ Paper received :<\/strong> 06.04.2020<br \/>\n<strong>\u041d\u0430\u0434\u0440\u0443\u043a\u043e\u0432\u0430\u043d\u0430 \/ Paper Printed :<\/strong> 04.05.2020<\/p>\n<p style=\"text-align: center;\"><strong>\u0410\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u043c\u043e\u0432\u043e\u044e \u043e\u0440\u0438\u0433\u0456\u043d\u0430\u043b\u0443<\/strong><\/p>\n<p>\u0423 \u0441\u0442\u0430\u0442\u0442\u0456 \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043e \u0434\u043e\u0446\u0456\u043b\u044c\u043d\u0456\u0441\u0442\u044c \u0440\u043e\u0437\u0433\u043b\u044f\u0434\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0457 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457 \u044f\u043a \u043d\u0430\u043f\u0440\u044f\u043c\u043a\u0443 \u0434\u0456\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0456 (\u043e\u0445\u043e\u043f\u043b\u044e\u0454 \u043f\u0438\u0442\u0430\u043d\u043d\u044f, \u043f\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u0456 \u0437\u0456 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043c\u0438 \u0440\u0438\u043d\u043a\u0430\u043c\u0438, \u0439\u043e\u0433\u043e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u043c\u0438 \u0440\u0438\u0437\u0438\u043a\u0430\u043c\u0438, \u043f\u0440\u0438\u0431\u0443\u0442\u043a\u043e\u0432\u0456\u0441\u0442\u044e \u0442\u0430 \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0456\u0441\u0442\u044e \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u043e\u043a\u0440\u0435\u043c\u0438\u0445 \u0432\u0438\u0434\u0456\u0432 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0456\u0432 \u0442\u0430 \u043f\u043e\u0441\u043b\u0443\u0433) \u0456 \u044f\u043a \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f (\u043c\u0456\u0441\u0442\u0438\u0442\u044c \u043a\u0435\u0440\u0443\u044e\u0447\u0443 \u0442\u0430 \u043a\u0435\u0440\u043e\u0432\u0430\u043d\u0443 \u043f\u0456\u0434\u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0442\u0430 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0439\u043d\u0435 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f). \u041d\u0430 \u043e\u0441\u043d\u043e\u0432\u0456 \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u0445 \u0434\u043e\u0441\u043b\u0456\u0434\u0436\u0435\u043d\u044c \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u0438\u0437\u043e\u0432\u0430\u043d\u043e \u0431\u0430\u0437\u043e\u0432\u0456 \u0437\u0430\u0441\u0430\u0434\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0457 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457 \u0432 \u0441\u0443\u0447\u0430\u0441\u043d\u043e\u043c\u0443 \u0431\u0456\u0437\u043d\u0435\u0441-\u0441\u0435\u0440\u0435\u0434\u043e\u0432\u0438\u0449\u0456 \u0437 \u0432\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043d\u044f\u043c \u043c\u0435\u0442\u0438, \u043e\u0441\u043d\u043e\u0432\u043d\u0438\u0445 \u0456 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0438\u0445 \u0437\u0430\u0432\u0434\u0430\u043d\u044c \u0442\u0430 \u043a\u043b\u044e\u0447\u043e\u0432\u0438\u0445 \u0444\u0443\u043d\u043a\u0446\u0456\u0439. \u0412\u0438\u0437\u043d\u0430\u0447\u0435\u043d\u043e \u0437\u043c\u0456\u0441\u0442 \u0456 \u0435\u043b\u0435\u043c\u0435\u043d\u0442\u0438 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0447\u043d\u043e\u0433\u043e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f \u0434\u0456\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0457 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457 \u044f\u043a \u0431\u0430\u0437\u043e\u0432\u043e\u0433\u043e \u043d\u0430\u043f\u0440\u044f\u043c\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442\u0443 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u043a\u0430.<br \/>\n<strong>\u041a\u043b\u044e\u0447\u043e\u0432\u0456 \u0441\u043b\u043e\u0432\u0430:<\/strong> \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u044f, \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0439 \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442, \u0431\u0456\u0437\u043d\u0435\u0441-\u0441\u0435\u0440\u0435\u0434\u043e\u0432\u0438\u0449\u0435, \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0435 \u043f\u043b\u0430\u043d\u0443\u0432\u0430\u043d\u043d\u044f.<\/p>\n<p style=\"text-align: center;\"><strong>\u0420\u043e\u0437\u0448\u0438\u0440\u0435\u043d\u0430 \u0430\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u0430\u043d\u0433\u043b\u0456\u0439\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e<\/strong><\/p>\n<p>Based on the study of content and structural content, it is determined that financial management can be considered as a direction of activity of the insurance company and as a management system. As a direction of activity of the insurance company financial management is an activity that covers issues related to the insurance market, its financial risk management, profitability and efficiency of the use of certain types of insurance products and services. It includes management activities related to: identifying the need for financial resources, identifying all alternative sources of funding and their evaluation; practical obtaining of financial resources and their effective use. As a management system, financial management includes: a managed subsystem (management objects), a management subsystem (management entity) and information support (information base). As a management system, financial management is a set of units entrusted with the functions of financial management of the insurance company. Based on the analytical generalization of information sources on the theory and practice of financial management and taking into account the specifics of insurance activities, the basic principles of financial management of an insurance company in today&#8217;s business environment are specified with the definition of purpose (ensuring the competitiveness and financial stability of the insurer in the current and future period), main and additional tasks and key functions. The attention is focused on the key objectives of the financial management of the insurer about changes in the external and internal environment and defines the meaning and elements of strategic financial planning activities of the insurance company (forecasting of business, financial research, forming the balance of income and expenditure, identifying strategic alternatives optimization plans, their implementation and control) as a basic direction of financial management of the insurer.<br \/>\n<strong>Key words:<\/strong> insurance company, financial management, business environment, financial planning.<\/p>\n<p style=\"text-align: center;\"><strong>References<\/strong><\/p>\n<ol>\n<li>Aleskerova Yu. V. Finansovyi menedzhment strakhovykh kompanii [Elektronnyi resurs] \/ Yu. V. Aleskerova, T. S. Onufriiets \/\/ Infrastruktura rynku : elektron. nauk.-prakt. zhurn. \u2013\u00a0 2019. \u2013 Vyp. 28. \u2013 S. 304\u2013307. \u2013 Rezhym dostupu : http:\/\/socrates.vsau.org\/ repository\/getfile.php\/20170.pdf<\/li>\n<li>Hovorushko T. A. Upravlinnia finansovoiu diialnistiu strakhovoi kompanii z metoiu zabezpechennia yii efektyvnoho rozvytku : monohrafiia \/ T. A. Hovorushko, V. M. Stetsiuk, O. Yu. Tolstenko. \u2013 K. : Tsentr uchbovoi literatury, 2012. \u2013 168 s.<\/li>\n<li>Domanchuk A.I. Formuvannia systemy upravlinnia finansamy strakhovykh kompanii \/ A.I. Domanchuk \/\/ Prychornomorski ekonomichni studii. \u2013 2018. \u2013 \u2116 30-2. \u2013 C. 60\u201367.<\/li>\n<li>Polishchuk O.A. Orhanizatsiia upravlinnia finansamy strakhovykh kompanii v Ukraini [Elektronnyi resurs] \/ O.A. Polishchuk, D.S. Leimich \/\/ V Mezhdunarodnaya nauchno-prakticheskaya Internet-konferenciya \u00abKachestvo ekonomicheskogo razvitiya: globalnye i lokalnye aspekty\u00bb (17\u201318 yiunia 2013 h.). \u2013 Rezhym dostupu : http:\/\/www.confcontact.com\/2013-kachestvo-economichnogo-rozvitku\/7_polischuk.htm.<\/li>\n<li>Prystupa L.A. Otsiniuvannia finansovoi stiikosti strakhovoi kompanii yak bazys upravlinskoi diialnosti \/ L.A. Prystupa \/\/ Visnyk Khmelnytskoho natsionalnoho universytetu. Seriia Ekonomichni nauky. \u2013 2019. \u2013 \u2116 2. \u2013 S. 16\u201322.<\/li>\n<li>Chaikovska V.P. Upravlinnia finansamy strakhovykh orhanizatsii: metodolohichnyi aspekt \/ V.P. Chaikovska \/\/ Aktualni problemy ekonomiky. \u2013 2011. \u2013 \u2116 8. \u2013 S. 320\u2013326.<\/li>\n<li>Kalishchuk I. Sutnist ta osoblyvosti finansovoho menedzhmentu strakhovoi kompanii \/ I. Kalishchuk \/\/ Prohrama i materialy IIV\u00a0seukrainskoi naukovo-praktychnoi konferentsii molodykh vchenykh i studentiv \u00abSuchasni problemy rozvytku pidpryiemstv kharchovoi promyslovosti: teoriia ta praktyka\u00bb, 13\u201314 lystopada 2014. \u2013 K. : NUKhT, 2014. \u2013\u00a0 S. 184\u2013186.<\/li>\n<li>8.\u00a0Slynko O.Iu. Vplyv ekonomichnoi kryzy na finansovu nadiinist strakhovykh kompanii v Ukraini \/ O.Iu. Slynko \/\/ Molodyi vchenyi. \u2013 2015. \u2013 \u2116\u00a012 (27). \u2013 S. 157\u2013160.<\/li>\n<li>Chyzh L.M. Sutnist, struktura\u00a0 ta funktsii strakhovoho kapitalu [Elektronnyi resurs] \/ L. M. Chyzh \/\/ Ekonomika. Upravlinnia. Innovatsii. \u2013 2011. \u2013 \u2116 1(7). \u2013 Rezhym dostupu : http:\/\/www.nbuv.gov.ua\/ejournals\/eui\/2012_1\/PDF\/12%D1%81hlmfsk.pdf.<\/li>\n<li>Stratehichne upravlinnia strakhovoiu kompaniieiu : kol. monohrafiia \/ [V.M. Furman, O.F. Filoniuk, M.P. Nikolenko, O.I. Baranovskyi ta in.] ; nauk. red. ta ker. avt. V. M. Furman. \u2013 K. : KNEU, 2008. \u2013 440 s.<\/li>\n<li>Prystupa L.A. Stratehichne upravlinnia finansovym kapitalom strakhovyka \/ L.A. Prystupa \/\/ Visnyk Khmelnytskoho natsionalnoho universytetu. \u2013 2015. \u2013 \u2116 3. \u2013 T. 3. \u2013 S. 205\u2013208.<\/li>\n<li>Vasylenko V. O. Stratehichne upravlinnia : navch. posib. \/ V. O. Vasylenko, T. I. Tkachenko. \u2013 K. : Tsentr uchbovoi literatury, 2009. \u2013 396 s.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[],"_links":{"self":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/831"}],"collection":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=831"}],"version-history":[{"count":3,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/831\/revisions"}],"predecessor-version":[{"id":3959,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=\/wp\/v2\/posts\/831\/revisions\/3959"}],"wp:attachment":[{"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=831"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=831"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/journals.khnu.km.ua\/vestnik\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=831"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}