{"id":839,"date":"2021-01-15T17:40:47","date_gmt":"2021-01-15T15:40:47","guid":{"rendered":"http:\/\/journals.khnu.km.ua\/vestnik\/?p=839"},"modified":"2021-03-03T14:43:21","modified_gmt":"2021-03-03T12:43:21","slug":"%d1%96%d0%bc%d0%bf%d0%bb%d0%b5%d0%bc%d0%b5%d0%bd%d1%82%d0%b0%d1%86%d1%96%d1%8f-%d0%b7%d0%b0%d1%80%d1%83%d0%b1%d1%96%d0%b6%d0%bd%d0%be%d0%b3%d0%be-%d0%b4%d0%be%d1%81%d0%b2%d1%96%d0%b4%d1%83-%d1%83","status":"publish","type":"post","link":"https:\/\/journals.khnu.km.ua\/vestnik\/?p=839","title":{"rendered":"\u0406\u043c\u043f\u043b\u0435\u043c\u0435\u043d\u0442\u0430\u0446\u0456\u044f \u0437\u0430\u0440\u0443\u0431\u0456\u0436\u043d\u043e\u0433\u043e \u0434\u043e\u0441\u0432\u0456\u0434\u0443 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u043b\u0456\u043a\u0432\u0456\u0434\u043d\u0456\u0441\u0442\u044e \u043a\u043e\u043c\u0435\u0440\u0446\u0456\u0439\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443 \u0443 \u0432\u0456\u0442\u0447\u0438\u0437\u043d\u044f\u043d\u0443 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0443"},"content":{"rendered":"

<\/p>\n

\u0406\u041c\u041f\u041b\u0415\u041c\u0415\u041d\u0422\u0410\u0426\u0406\u042f \u0417\u0410\u0420\u0423\u0411\u0406\u0416\u041d\u041e\u0413\u041e \u0414\u041e\u0421\u0412\u0406\u0414\u0423 \u0423\u041f\u0420\u0410\u0412\u041b\u0406\u041d\u041d\u042f \u041b\u0406\u041a\u0412\u0406\u0414\u041d\u0406\u0421\u0422\u042e\u00a0\u041a\u041e\u041c\u0415\u0420\u0426\u0406\u0419\u041d\u041e\u0413\u041e \u0411\u0410\u041d\u041a\u0423 \u0423 \u0412\u0406\u0422\u0427\u0418\u0417\u041d\u042f\u041d\u0423 \u041f\u0420\u0410\u041a\u0422\u0418\u041a\u0423<\/p>\n

IMPLEMENTATION OF FOREIGN EXPERIENCE OF LIQUIDITY MANAGEMENT OF A COMMERCIAL BANK IN DOMESTIC PRACTICE<\/p>\n

<\/a> \u0421\u0442\u043e\u0440\u0456\u043d\u043a\u0438: 103-108. \u041d\u043e\u043c\u0435\u0440: \u21162, 2020 (280)<\/strong><\/p>\n

\u0410\u0432\u0442\u043e\u0440\u0438:<\/strong>
\n\u041d\u0406\u041a\u041e\u041b\u042c\u0427\u0423\u041a \u042e. \u041c., \u041f\u041e\u0414\u041e\u041a\u041e\u041f\u041d\u0410 \u041e. \u041c.
\n\u0425\u043c\u0435\u043b\u044c\u043d\u0438\u0446\u044c\u043a\u0438\u0439 \u043a\u043e\u043e\u043f\u0435\u0440\u0430\u0442\u0438\u0432\u043d\u0438\u0439 \u0442\u043e\u0440\u0433\u043e\u0432\u0435\u043b\u044c\u043d\u043e-\u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0438\u0439 \u0456\u043d\u0441\u0442\u0438\u0442\u0443\u0442<\/p>\n

NIKOLCHUK Y., PODOKOPNA O.
\nKhmelnytskyi Cooperative Trade and Economic Institute<\/p>\n

DOI<\/strong>:<\/strong>\u00a0https:\/\/www.doi.org\/10.31891\/2307-5740-2020-280-2-19<\/a>
\n\u041d\u0430\u0434\u0456\u0439\u0448\u043b\u0430 \/ Paper received :<\/strong> 10.03.2020
\n\u041d\u0430\u0434\u0440\u0443\u043a\u043e\u0432\u0430\u043d\u0430 \/ Paper Printed :<\/strong> 05.05.2020<\/p>\n

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\n\u041a\u043b\u044e\u0447\u043e\u0432\u0456 \u0441\u043b\u043e\u0432\u0430:<\/strong> \u043b\u0456\u043a\u0432\u0456\u0434\u043d\u0456\u0441\u0442\u044c, \u043b\u0456\u043a\u0432\u0456\u0434\u043d\u0456\u0441\u0442\u044c \u043a\u043e\u043c\u0435\u0440\u0446\u0456\u0439\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443, \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u043b\u0456\u043a\u0432\u0456\u0434\u043d\u0456\u0441\u0442\u044e \u043a\u043e\u043c\u0435\u0440\u0446\u0456\u0439\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0443, \u0437\u0430\u0440\u0443\u0431\u0456\u0436\u043d\u0438\u0439 \u0434\u043e\u0441\u0432\u0456\u0434, \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u0438 \u043b\u0456\u043a\u0432\u0456\u0434\u043d\u043e\u0441\u0442\u0456.<\/p>\n

\u0420\u043e\u0437\u0448\u0438\u0440\u0435\u043d\u0430 \u0430\u043d\u043e\u0442\u0430\u0446\u0456\u044f \u0430\u043d\u0433\u043b\u0456\u0439\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e<\/strong><\/p>\n

The article examines the foreign experience of bank liquidity management and the possibility of its implementation in domestic banking practice. It is determined that in international banking practice, a bank’s liquidity is understood as its ability to quickly and fully meet urgent cash needs, so one of the most important tasks of bank management is to ensure the appropriate level of its liquidity. A number of documents on liquidity risk have been identified and adopted by the Basel Committee on Banking Supervision in order to ensure effective liquidity management of banks, namely the “Basel Principles of Effective Banking Supervision”; “Best practices of liquidity management in banking organizations”; “Support 3 Basel II (Market Discipline)” to increase public disclosure of liquidity in the bank; Principles of Good Liquidity Risk Management and Supervision; Basel III: International Approaches to Liquidity Risk Measurement, Standards and Monitoring; Principles of Risk Aggregation and Risk Reporting; Basel III: Liquidity Coverage Ratio and Liquidity Risk Monitoring Tools; Basel III: Indicator of Net Stable Funding. The foreign practice of determining the optimal structure of assets for effective liquidity management is studied; the liquidity standards of banks used in some countries of the world are characterized; features of application of minimum obligatory reserves in the developed countries are resulted. As the practice of foreign central banks shows, it is not regulatory but corrective indicative instruments for regulating bank liquidity that are more flexible and operational. Such instruments are refinancing operations, deposit operations, open market operations with government securities and stabilization loans. For the development of the banking system of Ukraine it will be useful to adopt the peculiarities of foreign practice, which will allow to develop a strategy for effective implementation of this experience in the system of economic development of Ukraine as a whole.
\nKey words:<\/strong> liquidity, liquidity of a commercial bank, liquidity management of a commercial bank, foreign experience, liquidity standards.<\/p>\n

References<\/strong><\/p>\n

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